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For over a decade, I dedicated myself to a fulfilling career in nursing. However, my unwavering passion for real estate, particularly mortgage finance, couldn't be ignored. So, a few years ago, I took my own experiences in real estate investing and took the leap into becoming a Mortgage Broker—and let me tell you, it's been the best career decision I've ever made!

As a Mortgage Broker, my primary role is to work closely with clients, tailoring customized plans that align with their goals. I serve as the bridge between our clients and lending partners, ensuring that deals are approved and dreams become a reality!

Whether it's assisting first-time home buyers or helping with rental property purchases, I have a passion for mortgages and a vision for problem-solving! My particular strengths involve tackling complex rental fiiles to help clients build their real estate portfolios!




The ever-evolving landscape of the mortgage industry truly excites me! I live & breathe mortgages and I thrive on staying ahead of the curve and being an invaluable asset to this dynamic field.

I strongly believe in making informed decisions and relish the opportunity to educate clients on the intricate world of mortgages! I continually strive 
to empower clients to make informed decisions to solidify their financial futures.

Thanks to my background in nursing, I bring a compassionate touch and a commitment to service excellence to every client interaction. It's an honor to support each client as if they were part of my own family, creating memorable experiences and forging lasting relationships.

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When you work with us, you become part of our...
     Mortgage Family
(which means ongoing mortgage support INDEFINITELY)

Cutting Edge Lending

Cutting Edge Lending was founded by Andrew Kempton in 2011. With nearly 20 years experience in the financial services and an in-depth knowledge of mortgage broking, Andrew takes enormous pride in operating his own brokerage franchise and offering mentorship to mortgage agents under Cutting Edge.

Over the past six years, Cutting Edge Lending has grown rapidly to 12 licensed mortgage brokers, collectively serving clients across all Provinces

Brokers supporting Brokers

While each agent is independent, Cutting Edge strives to create a team environment of education, collaboration, and continued profesisonal growth

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